Governance & Security
Trust by design — at every entry point
Robust authentication, granular permissions and complete audit logs ensure regulatory-grade control across the credit ecosystem.

Access Control & Audit
Each role gets exactly the permissions required by their function. Authentication uses API Keys for system integrations and OAuth2 for portal access.
API Keys
Granular permissions, automatic rotation, and rate limiting.
Audit
Complete log: who, when, and what actions.
OAuth2 Portal
Token-based authentication for human users.
Encryption
End-to-end encryption at rest and in transit.
System Roles
Four roles, each scoped to the smallest necessary set of permissions.
Admin
Manages institutions, roles, secrets and operational controls.
Financial Institution
Submits data, monitors validation and consumes API.
Regulator
Read-only access to audit logs and aggregated reports.
Analyst
Builds dashboards and performs authorized inquiries.