Main Data

Four entities. Complete credit profiles.

The SNIC manages four fundamental data types that together construct reliable credit profiles for every individual.

Customer

Person Profile

Demographic data, unique identifiers and consolidated profile of the holder.

Account

Credit Product

Tradelines with credit type, limit, balance and current product status.

Payment

Payment History

Detailed record of payments — dates and amounts — by account.

Events

Lifecycle Events

Opening, payment, delinquency and closing of accounts with precise timestamps.

Credit Reporting Entities

Sample consolidated client view across the system.

National IDFull NameRisk LevelActive LoansAction
88127636Denzel Miguel TrompLow1View Details
64621218Ariana Sofia CroesMedium2View Details
82188718Nathaniel Javier MaduroHigh3View Details