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Sofia Beatrix Henriquez

CL-87422 · AW-1182-009

dmiguel@gmail.com +297 882 7661 Rooi Bosal 20 A, Aruba Profile created 03/12/2019
Nationality
Dutch
Gender
Male
Dependents
2
Employment
Salaried

Credit Score

18%Low Risk

Total accounts

6

4 active

Outstanding debt

$144,120

of $236,000 originated

Credit utilization

61%

across revolving + installment

Institutions

5

reporting tradelines

Outstanding balance trend

Last 7 months · all institutions

-14.2%

Debt by institution

Share of outstanding balance

  • AB$48,700
  • BDC$3,120
  • FAC$79,500
  • RBC$12,800

Payment behavior

On-time vs late payments per month

Loans & tradelines across institutions

6 accounts reported by 5 financial institutions

1 defaulted

Personal Loan

Aruba Bank N.V. · ACC-1001

Opened 01/03/2022

Term 60 mo · Rate 7.4%

$42,500of $60,000
Active

Credit Card

Banco di Caribe · ACC-1002

Opened 11/08/2019

Term Revolving · Rate 18.9%

$3,120of $8,000
Active

Mortgage

BlueStart Capital · ACC-1003

Opened 06/15/2020

Term 240 mo · Rate 5.2%

$79,500of $120,000
Defaulted

Auto Loan

RBC Royal Bank · ACC-1004

Opened 09/02/2023

Term 48 mo · Rate 6.8%

$12,800of $28,000
Active

Credit Card

Caribbean Mercantile · ACC-1005

Opened 04/19/2018

Term Revolving · Rate 21.0%

$0of $5,000
Closed

Line of Credit

Aruba Bank N.V. · ACC-1006

Opened 02/11/2024

Term Revolving · Rate 9.5%

$6,200of $15,000
Active